Insurance Benefits Maximum Benefit Amount
Trip Cancellation Air Ticket Cost*
Trip Interruption Return Ticket Cost*
Travel Delay (8 hours or more) $750
Medical Expense / Emergency Evacuation Accident and Sickness Medical Expense Emergency Evacuation and Repatriation $25,000
$50,000
Accidental Death and Dismemberment (Common Carrier only) $25,000
Baggage and Personal Effects $1,000
Baggage Delay (12 hours or more) $500

*Maximum Trip Cost $10,000 / *Maximum Trip Length 180 Days (Domestic)
*Maximum Trip Cost $50,000 / *Maximum Trip Length 180 Days (International)

Non-Insurance Services

One Call 24-Hour Assistance Services
Global Xpi Medical Records Services

Trip Cancellation: Protects the Prepaid Payments or Deposits You paid for Your Travel Arrangements in the event You have to cancel due to a covered reason.

Trip Interruption: Provides You with a reimbursement for the additional airfare cost to return home, if Your Trip is interrupted for a covered reason.

Travel Delay: Assists with additional travel expenses incurred when You are delayed at least 8 hours due to a covered reason. In the event of a covered delay, You will be reimbursed for additional expenses for hotels, meals, and transportation.

Medical Expense/Emergency Evacuation: Provides Medical Expense benefits for a covered Sickness or Injury incurred while on Your Trip. When required, We will evacuate You to the nearest qualified hospital and will then return You home when You are safe to travel.

Accidental Death & Dismemberment: (Common Carrier only) Provides coverage for loss of life, limb or sight resulting from an Accidental Injury occurring during Your Trip, while riding solely as a passenger in or on, boarding or alighting from, any public conveyance provided by a Common Carrier.

Baggage & Personal Effects: Provides reimbursement when Your Baggage or personal belongings (including passports and visas) are damaged, lost or stolen during Your Trip.

Baggage Delay: Provides reimbursement for the purchase of necessary personal items such as change of clothes and toiletries if Your checked Baggage is delayed 12 hours or more.

Waiver of the Pre-Existing Condition Exclusion - The exclusion for Pre-Existing Condition will be waived provided:
(a) Your payment for this Plan is received within 3 days of the date Your initial Payment or Deposit for Your Trip is received; and
(b) You are not disabled from travel at the time Your plan payment is paid.

INFORMATION YOU NEED TO KNOW: Benefits on this page are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan Description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpF540A. Plan Payments are made up of Insurance Benefits and Non-Insurance Services.

Insurance Benefits are underwritten by: United States Fire Insurance Company, 5 Christopher Way, 3rd Flr, Eatontown, NJ 07724 under Policy Form Series T210.

Non-Insurance Services: are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network and Global Xpi Medical Records Services are provided by Trip Mate.

Plan Administrator: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO 64114, 1-800-888-7292.